0333 323 7800

Welcome to Praetura Asset Finance

Praetura delivers asset finance – tailored business funding options which support sole traders, partnerships and limited companies.


Tailored Options

Praetura Asset Finance offers tailored funding options such as asset-based finance, hire purchase, finance leasing and refinancing


Our agreements are ideal for equipment and business expansion.


We help businesses from various industry sectors – including construction and plant, engineering, printing, transport, waste and recycling, and agriculture.

A Personal Approach

We get to know a business and we match its goals and ambitions to the practical requirements of affordability. Our approach is good for cash flow, budgets and ultimately for business.

If you are:


A broker



A potential customer



A dealer or supplier



Professions person


Contact us to discuss your requirements and how Praetura can help you:

By phone: 0333 323 7800  –  Or by e-mail: Operations@PraeturaAF.com

What Is Asset Finance?

Confused about what asset finance is, and how it can help your business? Click below for more information.

Asset Types

Praetura Asset Finance has a wide variety of assets available including vehicles used for transportation, construction and engineering as well as equipment used for printing and waste management. 

Hire Purchase

Hire Purchase enables the acquisition of costly equipment through an instalment plan. The amount and date of monthly repayments are set. In addition, they aren’t subject to VAT and other charges can often be offset against profits for taxation.


Finance leasing  allows a company full use of an asset for an agreed time period. The amount and date of monthly repayments are set, which is important for business budgeting and cash flow purposes. Monthly lease repayments are deductible from income as a trading expense.


Refinancing can be utilised as funding for new equipment, expansion or even a management buy-out or buy-in. While Praetura will buy the equipment from the company, it can continue to be used. Also, ownership of the equipment can be transferred back afterwards.

Meet Our Team

Our management team have over 80 years of combined experience.



Mike Hartley

Mike Hartley

Managing Director

Mike has worked in financial services for over 30 years, originally with the NatWest Bank and then Sun Life of Canada, before moving into asset finance in 1987.

Daryl Johnson

Daryl Johnson

Deputy Managing Director

Daryl has worked in financial services for over 28 years, starting in a building society, moving on to banking, working for an international bank, then a short period in invoice finance, and for the last 18 years in asset finance.

Mike Dalzell

Mike Dalzell

Credit and Risk Director

Mike has worked in the financial services sector for his entire working life – almost 30 years. Initially he worked in a sales role for Forward Trust and progressed into providing a business development function for a pioneering independent Invoice Finance company.

Contact Us

For more information you can get in touch with us from our contact page…

About Us

Our About Us page contains more information about Praetura Asset Finance.


If you have any questions about us, or our services, you can learn more on our Common Questions page.