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Our Services

What is asset finance?
What services do we offer and how can they help your business?

Asset finance is an efficient and flexible funding option that is simple, straight-forward and surprisingly speedy to arrange.

Whether you’re looking to fund new vehicles, equipment or machinery, enable expansion plans, consolidate debts or provide an injection of working capital; asset finance can help.

Finance can be arrange for a wide range of assets and business scenarios; via hire purchase, lease or refinance, with funding available for UK SMEs from £7,500 to £2 million with Praetura Asset Finance.

Hire Purchase

Own the asset but spread the cost.

Why choose hire purchase?

  • Avoid the significant impact of large upfront purchase costs
  • Manageable monthly payments with fixed interest rates
  • Tax benefits with interest and charges being offsetable
  • Remain in control with the rights of ownership retained by you

Why choose to lease business assets?

  • Greater degree of flexibility as hiring an asset for a set period
  • Better for budgeting with no large outlay and tailored payment plans
  • Tax efficient as hire costs can be categorised as a trading expense
  • Range of options available when the initial rental period ends

Leasing

Utilise the asset without the ties of ownership.

Refinance

Unlock capital from existing assets.

Why choose asset refinance?

  • Raise funds from the assets your business owns
  • Utilise their value to raise funds for a wide range of scenarios
  • Reduce monthly outgoings by consolidating existing debt
  • Continue to be able to use the assets